Please read the following Terms & Conditions carefully since they govern your use of the Index Exchange website. From this point on, we will refer to the Index Exchange website as "Website" in these Terms & Conditions.

Index Exchange maintains this site to provide you with information about Index Exchange services and products, allow our customers to to facilitate communications with Index Exchange. From time to time we may revise these terms and conditions.

By accessing this site you indicate your acknowledgement and acceptance of these terms and conditions. If you do not agree to the Terms & Conditions below, please do not access this site or any of the pages herein.

Each user of this Website agrees to the following Terms & Conditions:


All information submitted to Index Exchange via this Website shall be and remain the property of Index Exchange. Index Exchange shall be free to use, for any legal purpose, any ideas, concepts, know-how or techniques contained in information a user to this Website provides. We will use our best efforts to include accurate and up to date information on this Website, but we make no warranties or representations as to the accuracy of the information.


This section describes the circumstances under which we may receive personal information on-line. Index Exchange is committed to the highest level of security and privacy regarding the collection and use of our online banking customers' personal information (where applicable), as well as that of all visitors to our web site. Personal information may be collected through the submission of account applications, online banking transactions, or through the use of online financial tools such as interactive calculators. Visitors may also voluntarily provide us with personal information via e-mail, drawing registrations, web surveys, online registration, guestbook or contact forms. This information is handled internally by our staff to process the visitors request.